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Become a lending partner
Benchmark brings lenders well-prepared commercial financing requests from business owners and real estate investors nationwide. If you lend to small and mid-sized businesses, let’s talk about adding your programs to our network.
Who we work with
Lenders and funders across the capital stack
Our clients need everything from SBA loans to same-week working capital, so we partner with a wide range of capital providers.
Banks and credit unions
Conventional term loans, lines of credit and owner-occupied real estate for established businesses.
SBA lenders and CDCs
SBA 7(a) and 504 lenders and certified development companies looking for well-documented, eligible borrowers.
Commercial real estate lenders
Bridge, construction, DSCR and permanent lenders, private lenders and debt funds.
Equipment finance companies
Lenders and lessors financing vehicles, machinery, medical and technology equipment.
Working capital providers
Short-term lenders, revenue-based and merchant funding providers, and lines of credit.
Factoring and asset-based lenders
Invoice factoring, accounts receivable financing and asset-based lines.
Why lenders work with us
Files that are ready to underwrite
We do the work up front, so your underwriters spend their time on deals that fit.
- Matched to your criteria. We learn your guidelines and send only requests that fit your deal size, geography, industries and credit standards.
- Complete packages. Each submission includes the application, a deal summary, and the financials, tax returns and bank statements you require, organized and reviewed before it reaches you.
- One point of contact. A dedicated Benchmark advisor handles conditions, questions and closing coordination.
- Secure handling of borrower information. Documents move through encrypted links, our team uses multi-factor sign-in, and we follow a written information security program.
- Clear terms. Our compensation and responsibilities are set out in a written agreement before we send a single file.
- Respect for your relationship. Once you fund a loan, the borrower is your customer.
How it works
Four steps to joining our network
- Introduce your programsCall (800) 793-7550 to tell us what you lend on, and send your current guidelines or rate sheet.
- Sign a partner agreementWe put compensation, submission procedures and any disclosures the law requires in writing.
- Receive matched requestsWe send complete files that fit your criteria, through your portal or a secure link, and answer your questions quickly.
- Close and grow togetherWe support the borrower through closing and keep you informed as your programs and our pipeline change.
Getting started
What to send us
These details help us place the right requests with you from day one. Please don’t send any borrower information until a partner agreement is in place.
- Program guidelines or a current rate sheet
- Loan or funding size range and the states you lend in
- Industries, property types or uses you prefer, and any you exclude
- Minimum credit, time in business, revenue or debt service coverage requirements
- Your broker or referral agreement and compensation schedule
- Submission contact or portal, required forms and typical turn times
Questions
Common questions from lenders
What kinds of borrowers do you work with?
Established small and mid-sized businesses, startups and acquisitions that qualify for SBA programs, and commercial real estate investors and owner-users, nationwide.
How do you decide which lenders see a deal?
We match each request to the partners whose guidelines fit it, and we only share a borrower’s information with lenders the borrower has authorized us to approach.
How is Benchmark compensated?
Compensation is set in a written agreement with each partner and disclosed to borrowers as the law requires. We don’t send files until those terms are in place.
Can we send you deals that don’t fit our box?
Yes. Many partners send us requests they can’t do themselves. See our Refer a client page for how we handle those introductions.
Lending partners
Let’s see if we’re a fit
A short call is usually enough to know whether our clients match your programs. Have your guidelines handy, and we’ll take it from there.
Benchmark Commercial Lending arranges commercial financing through a network of third-party lenders and funders and may also lend directly. Partner relationships are governed by written agreements. Nothing on this page is an offer to enter into any agreement or a guarantee of loan volume. Financing is for business purposes only.