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Resources for business borrowers

Tools and guides to help you plan your financing. Estimate a commercial loan payment, check your debt service coverage and see how a balloon works before you talk with a lender.

Commercial loan calculator

Estimate your payment and amortization

Enter your loan amount, rate, amortization and term. Add your property’s or business’s annual net operating income to see your debt service coverage ratio, a key number lenders use.

Loan details

$
%
yrs
yrs
mos
$

Monthly payment

$0

Balloon due at maturity
$0
Total interest over term
$0
Principal paid over term
$0
Annual debt service
$0

Where should we send your results?

Get this estimate and the full amortization schedule by email and as a PDF. An advisor can also review it with you, with no obligation.

Loan balance over time

Amortization schedule

This calculator provides estimates for illustration only. It is not a loan offer, commitment or quote. Actual rates, terms, fees and payments depend on the lender, the property or business, and your qualifications. Results assume a fixed rate and level payments after any interest-only period. Benchmark Commercial Lending · (800) 793-7550.

More resources

Get ready to apply

Secure document upload

How to send tax returns, bank statements and other documents to us safely, plus a checklist for each loan type.

Upload instructions →

Loan programs

Compare SBA, commercial real estate, construction, equipment, working capital and other programs.

See all programs →

Ready to apply?

One short application. An advisor reviews it and recommends the best fit for your business.

Start your application →

Next step

Want a real quote instead of an estimate?

Our advisors compare programs from multiple lenders and walk you through what you’ll qualify for, with no obligation.